FinCircles
Engagement models

Four commercial models. Select the structure that fits.

Each engagement model is structured for a specific operating context. Clients frequently move between models as their requirements evolve, and hybrid arrangements are common.

Engagement models

Four commercial models

Each engagement is structured around the stage of your business and the nature of the work. Select the model that matches your requirement, or talk to us about a hybrid arrangement.

Staff Augmentation

Individual specialists embed into your team under your direct management. You retain delivery ownership while FinCircles handles sourcing, contracts, payroll, and retention.

Best forExpanding an established function — adding two to five specialists to an existing team without disrupting velocity.
CommercialsPer-seat monthly billing, thirty days' notice.

Dedicated Team

A complete delivery pod — engineering, product, design, and QA — led by a senior FinCircles technical lead and operating as a fully integrated extension of your business.

Best forLaunching a new product line, entering a new market, or running a workstream that your core team does not have the bandwidth to deliver.
CommercialsPod-based monthly billing, sixty days' notice.

Fractional Specialists

Part-time senior practitioners for roles where a full-time hire is not yet justified — MLRO, Head of Growth, Principal Engineer, fractional finance leadership, and similar.

Best forEarly-stage and growth-stage fintechs that need senior judgement and accountability without a full executive compensation commitment.
CommercialsDay-rate engagements with weekly or monthly minimums.

Project-Based Delivery

Scoped delivery against a defined outcome — card programme launch, processor migration, KYC vendor change, AI feature implementation, or comparable initiatives.

Best forTime-bound initiatives with a clear scope where you require fixed-cost delivery and a single point of accountability.
CommercialsFixed scope, fixed price, milestone-based payment.
Engagement FAQ

Commercial and structural questions clients ask first

Is FinCircles outstaffing, outsourcing, or staff augmentation?

FinCircles is a staff augmentation (outstaffing) partner. The client directly manages the working relationship with each embedded specialist; FinCircles handles contracts, payroll, equipment, retention, and replacements. It is materially different from outsourcing, where the vendor scopes and manages the delivery.

What is the commercial model?

A flat monthly rate per specialist, agreed in advance. No placement fees, no introduction commissions, no margin layers added during the engagement. Pricing reflects seniority and specialisation rather than market arbitrage.

Is there a minimum engagement length?

Typical engagements are three months or longer, which reflects the lead time required to onboard a specialist into a regulated environment productively. Shorter engagements are accommodated on request, usually for fractional or advisory specialists.

Can a specialist be replaced if they are not the right fit?

Yes. Every engagement includes a 30-day replacement guarantee, at no additional cost and without renegotiating the underlying contract.

Can we move between engagement models as our requirements evolve?

Yes — it is common. Clients frequently start with a single specialist on staff augmentation, expand to a dedicated pod, and later add a fractional specialist or a fixed-scope project. Models compose rather than compete.

Get in touch

Need help selecting the right model?

The introductory conversation covers this directly. We will recommend the most appropriate engagement structure for your stage and provide reference examples from comparable clients.